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Terms and Conditions

PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY. YOUR PURCHASE OF OUR PRODUCTS OR

USE OF OUR SERVICES OR WEBSITE OR ANY INFORMATION OR MATERIAL CONTAINED ON OUR WEBSITE

IS SUBJECT AT ALL TIMES TO THESE TERMS AND CONDITIONS. IF YOU DO NOT WISH TO BE BOUND BY

THESE TERMS AND CONDITIONS, PLEASE DO NOT PURCHASE OUR GOODS OR USE OUR SERVICES.

1. ORDER COMPLETION

From time to time markets may become volatile, for example, as a result of an unexpected news event.

Also, system failures by Toronto Gold Bullion Inc. or other firms upon which Toronto Gold Bullion Inc.

relies may disrupt trading. For these and other circumstances, Toronto Gold Bullion Inc. may not be able to

complete your order.

Toronto Gold Bullion Inc. reserves the right to adjust an order if the metal and currency quotes received

from Toronto Gold Bullion Inc.‘s data source when the order was placed are found to be incorrect. Toronto

Gold Bullion Inc. will contact you if an order needs to be adjusted due to incorrect market data, and you may

cancel the order if you do not want to use the corrected exchange rate.

2. FEES AND PAYMENT

You agree to pay the published price for Toronto Gold Bullion Inc.’s goods and services and all applicable

taxes in connection with the purchase. We reserve the right to change our pricing policy at any time, to

change the method of payment which is acceptable to us and to refuse payment, at our sole discretion.

The published price fluctuates in accordance with world market conditions. You agree that the published

price at the time of purchase is payable by you notwithstanding any subsequent fluctuations in the published

price. Toronto Gold Bullion Inc. has no control over price fluctuations and is not responsible for any losses

incurred by you as a result of purchase.

Payment to Toronto Gold Bullion Inc. for any purchase shall be made at the time the purchase order is

placed, unless alternate arrangements have been made in writing. If such payment does not reach Toronto

Gold Bullion Inc. for any reason in the amount of time allowed, then Toronto Gold Bullion Inc. reserves the

right to liquidate the items ordered and any losses incurred by Toronto Gold Bullion Inc. as a result of such

liquidation shall be charged to the Purchaser.

Where a refund is requested on any product purchased, any reduction in the value of the product will be

reflected proportionally in the refund amount. In the event of upward market fluctuations following the

purchase of a product, the purchaser will only be entitled to the value of the product at the time of purchase.

The refund will be subject to a $100.00 + 10% of the order total as a processing fee that will be deducted from the refunded amount. 

3. DELIVERY

Toronto Gold Bullion Inc. does not guarantee any time for delivery and reserves the right to delay or cancel

delivery in its sole discretion. Toronto Gold Bullion Inc. does not warrant receipt of any orders within a

prescribed time. Toronto Bold Bullion Inc. will not be liable for any delays, losses or undelivered items

after an item has been shipped. Toronto Gold Bullion Inc. uses the insured service of Federal Express for

shipping. Federal Express shall deliver product to anyone with apparent authority to accept deliveries at

the address on the Purchase Order, and not to a particular individual.  Any alternate shipper used at the

purchaser’s request shall be at the risk of the purchaser and Toronto Gold Bullion Inc. Inc. shall not be

responsible for insuring any such shipment.

4. NO WARRANTY

All the information and materials contained in any of our publications, offers or website, including but not

limited to all text, graphics, links or other items, is provided on an 'as is,' and 'as available' basis.

To the fullest extent permitted by law no warranty of any kind, implied, express or statutory, including but

not limited to the warranties of title, merchantability, fitness for a particular purpose, freedom from computer

virus and non-infringement of third party rights, is given in respect of our services, sales or website or the

information, materials, market data, products or resources ('the Information') included in our website.

Toronto Gold Bullion Inc. does not warrant the accuracy, adequacy or completeness of the Information

provided in our publications, offers, or on our website and expressly disclaims liability for any errors or

omissions that may be contained in the Information.

ACCESS OUR WEBSITE.

Toronto Gold Bullion Inc.’s publications, offers or website are not intended to be comprehensive or detailed

statements concerning the matters addressed, professional or expert advice or recommendations regarding

investment or any other financial dealings, or an offer or recommendation to buy any item, product or

service. You should seek appropriate, qualified professional advice and recommendations before acting or

omitting to act based upon any information provided in our publications, offers or on or through our website.

5. LIMITATION OF LIABILITY

To the fullest extent permitted by law, neither Toronto Gold Bullion Inc. nor any of its affiliates, employees,

subsidiaries or holding company shall be liable for any damages of any kind, including without limitation,

direct or indirect, special, incidental, or consequential damages, losses or expenses arising in connection

with our goods, services, publications, offers or website or with the use of the Information contained therein,

for any reason whatsoever, including without limitation the use or inability to use the website by any party,

damage arising from a third party accessing the website using a password disclosed, lost or stolen from the

user, the failure to perform, error, omission, interruption, defect, delay in operation or transmission, computer

virus or line or system failure, loss of profit or income. This shall apply even if Toronto Gold Bullion Inc., its

affiliates, its employees, its subsidiaries or its holding company have been advised of the possibility of such

damages, losses or expenses.

Hyperlinks and references to other internet resources are provided and used at the risk of the party

accessing our website and your attention is drawn to the fact that the content, accuracy, opinions expressed,

together with other links provided by these resources, are not investigated, verified, monitored, or endorsed

by Toronto Gold Bullion Inc. in any manner whatsoever.

It is acknowledged that Toronto Gold Bullion Inc. is not a bank and is not in any way subject to banking

regulations.

6. INTELLECTUAL PROPERTY

All of the intellectual property rights including without limitation trademarks, service marks, trade names,

copyright and other rights used or embodied in Toronto Gold Bullion Inc.’s publication or on its website are

and will remain the sole property of Toronto Gold Bullion Inc.

All Information and material supplied by Toronto Gold Bullion Inc., constitutes part of Toronto Gold Bullion

Inc.'s confidential and proprietary information and no party in receipt of any publication or accessing our

website may reproduce, copy or disclose such information without the prior written consent of Toronto Gold

Bullion Inc.

No party accessing our website may attempt to tamper with, modify, reverse engineer, gain unauthorised

access to, or in any way alter any software comprising the website.

7. USE OF INFORMATION AND MATERIALS

The information and materials contained in these Terms and Conditions or on our Website, including all

terms, conditions, and descriptions, are subject to change.

8. USE OF TORONTO GOLD BULLION INC. TRADEMARKS AND LOGOS

Toronto Gold Bullion and  www.torontogoldbullion.com are trademarks of Toronto Gold Bullion Inc. These

marks and logos may not be used in connection with any product or service that is not related to Toronto

Gold Bullion Inc., or that in any manner is likely to disparage or discredit Toronto Gold Bullion Inc. and/or

www.torontogoldbullion.com.

At any time and for any reason, Toronto Gold Bullion Inc. may request that its marks and logos not be used.

9. SUBMISSIONS

All information submitted to Toronto Gold Bullion Inc. via our website by visitors shall be deemed to be and

shall remain the property of Toronto Gold Bullion Inc. Toronto Gold Bullion Inc. shall be free to use, for any

purpose, any ideas, concepts, know-how or techniques that a visitor to the website provides Toronto Gold

Bullion Inc. Toronto Gold Bullion Inc. shall not be subject to any obligations of confidentiality regarding

submitted information except as otherwise provided.

10. GOVERNING LAW

In the event of any dispute arising in connection with the provision of goods or services by Toronto Gold

Bullion Inc., or with respect to our website, such dispute will be governed and resolved in terms of the

laws of Ontario, Canada, and any party accessing our website agrees to submit to the exclusive

jurisdiction of the courts of the Province of Ontario, Canada. The United Nations Convention on Contracts

for the International Sale of Goods does not apply to these Terms and is strictly excluded.