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Payment & Delivery

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Shipping in 2 business days!

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Now with FastShip, Toronto Gold Bullion Inc ensures that clients are able to receive their orders faster than ever before. Within the FastShip policy, orders ship within 2 business days of cleared payment. Your orders are still packed with the extra care Toronto Gold Bullion Inc has become known for. Toronto Gold Bullion Inc is committed to providing good service. If we do not meet our FastShip commitment, the concerned customer will receive a coupon for $20 off their next order over $500. There are some limitations to FastShip. If you order an item that is not in stock, your entire order will ship out as soon as when your item is back in stock. FastShip does not include pre-ordered or back ordered items, which refers to items that are not in stock. FastShip only applies to items being delivered in Canada. In order to qualify for FastShip, your account has to be in good standing and all of your orders must be fully paid for. If you have any unpaid orders, FastShip will not apply and your orders will only begin to ship once all your orders are paid. 

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Payment Clearing Periods:

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The following payment options are accepted at Toronto Gold Bullion Inc.

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Cash

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You can pay cash at the store. If you want to order online first and come to the store to pay cash, you must do so on the same day. If you place an order online, you are obligated to pay for it even if you do not meet your obligation to pay the same day.

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Debit

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You can pay with your debit card in the store, there is no hold period for in store debit payments. 

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Interac Online Debit

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You can pay online by selecting the option for Interac Online Debit. This type of payment is made at the time you are placing your order. This is a very safe way to make payments online, which will take you directly to your financial instituton's login page. There is a clearing time of 2-4 business day for new clients. There is no clearing time for existing clients. 

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Eligible Banks: BMO, RBC, Scotiabank, TD*

*Visa Debit cards do not work with Interac Online Debit

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Email Money Transfer (Interac e-Transfer)

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If you want to pay by email money transfer, your payment needs to be sent at the same time as placing your order. Please send your EMT promptly, if you have a limit on how much you can send per day, and your order is larger than the limit, you can send multiple payments. There is a clearing time of 10 business days for some email money transfers sent by new clients. There is no clearing time for existing clients*.

There may be a limit on the amount you are allowed to transfer per day, if you have reached the limit, you can send the remaining balances the following day.

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Wire Transfer

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This is the preferred method of payment for larger orders. Wire transfers have the fastest clearing time of all payment types. If you select wire transfer as your payment option, we will email you our bank account details for you to make a wire transfer. In some cases, if you pay for your order with a wire transfer, you will receive a coupon for future discounts. The clearing time for local CAD wire transfers is only 1 day. Foreign currencies and foreign jurisdictions may vary.

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Bill Payment

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Payee Name: Toronto Gold Bullion Inc. 
Eligible Banks: CIBC (President's Choice Financial), Scotiabank (Tangerine), BMO, RBC, ATB, Credit Unions

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Certified Check, Bank Draft and Money Order

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There may be a hold period for payments of Certified Check, Bank Draft and Money Order. The clearing time varies depending on what financial institution your funds are drawn from, how many times you have done business with us in the past, the duration of time you have had a business relationship with us, and the amount of your transaction. Please contact us to find out how long your hold time will be. The most common clearing time for new clients is 5 business days.

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Regular Checks

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Regular checks go on hold for various times depending on a variety of factors. Please inquire with us about the hold time prior to placing your order. Once your order is placed, we expect prompt payment.

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Direct Deposits – Refrain from doing this 

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There will be a 90 days hold period for payments made in the form of direct deposit or transfer of personal/ certified cheques, banks drafts, money orders, or cash in our bank. Due to the liability associated with these payments, we may return these payments at our discretion. 

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Payment Clearing Periods: 

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Interac Online Debit  E-transfer                      Bill Payment           Wire Transfer        Bank Draft/Certified Check
Personal Cheque
Existing Clients No Hold Period* No Hold Period 2 business days 1 Business Day 1-5 Business Days 5-10+ Business Days
New Clients 2-4 Business Days 10 Business Days 5 - 10 Business days 1 Business Day 5-10 Business Days 10-20+ Business Days

 

*Please note that e-transfers from Tangerine will be on hold for 2 additional business days, regardless of customer status. 

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In order order to avoid perceived fraudulent activity, Toronto Gold Bullion Inc. reserves the right to apply additional hold periods at its own sole discredtion. 

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